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Current Share & Deposit Rates
All share accounts are variable-rate accounts. Dividends are declared
by the Board of Directors at the end of each quarterly dividend
period. The rates below represent the last rate declared by the
Board of Directors.
Terms Certificates are fixed rate accounts for the term of the
deposit. There is a penalty for early withdrawal. The rates below
are current as of this update but are subject to change at the discretion
of the Board of Directors.
The Annual Percentage Yield (APY) takes into account the compounding
effect on each specific account type. This page is intended as an
advertisement and information sheet and is not an account disclosure.
If you wish to receive a Truth-In-Savings account disclosure, please
contact the credit union office at (505) 461-0433 Press 3.
Membership Requirements
- $2.00 One Time Membership Fee
- Regular Share Account requires a $25.00 deposit.
- Member must maintain a minimum share account balance of $25.00
to participate in the various credit union products and services.
Effective as of July
| Regular Shares (Savings) |
| Minimum Balance |
Rate |
APY* |
| $100.00-$999.00 |
0.45% |
0.45% |
| $1000.00-$4999.00 |
0.65% |
0.652% |
| $5000.00-$19999.00 |
0.75% |
0.753% |
| $20000.00-$49999.00 |
1.00% |
1.005% |
| $50000.00 -up |
1.15% |
1.156% |
| IRA Share
Account |
| Minimum Balance |
Rate |
APY* |
| $50 minimum deposit |
3.00% |
3.042% |
| Share Draft
Accounts (checking) |
| Minimum Balance |
Rate |
APY* |
| |
0.20% |
0.20% |
|
Share Draft Account Fees
- NSF (Non-sufficient Funds) $25.00
- Stop Payment Request $20.00
- Check Copy $3.75
|
| Share Certificates |
| Term Amount |
Dividend |
Rate |
APY* |
|
|
|
|
6 Months
|
$500.00
|
2.88%
|
2.901%
|
12 Months
|
$500.00
|
2.95%
|
2.983%
|
24 Months
|
$500.00
|
0.00%
|
0.00%
|
| |
|
|
|
|
6 Months
|
$10,000.00
|
2.92%
|
2.941%
|
13 Months
|
$10,000.00
|
3.10%
|
3.136%
|
25 Months
|
$10,000.00
|
3.15%
|
3.187%
|
|
|
|
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|
|
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| |
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|
|
|
6 Months
|
$50,000.00
|
2.95%
|
2.972%
|
13 Months
|
$50,000.00
|
3.15%
|
3.187%
|
25 Months
|
$50,000.00
|
3.25%
|
3.290%
|
|
|
|
|
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| |
13 Months
|
$100,000.00 & Above
|
3.20%
|
3.239%
|
25 Months
|
$100,000.00 & Above
|
3.35%
|
3.392%
|
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