Join Everyone's Federal Credit Union

» All types of savings accounts at competitive rates (regular share accounts, IRA, and share certificates with rates based on time frames.)

» Loans for any worthwhile purpose to credit worthy members (new cars, used car, RV, boats, mobile homes, signature, overdraft protection loans, real estate, etc.)

» VISA Check Card (debit card/ATM)

» Checking Accounts- whether you have an active account or you write just a few checks a month. There are no service fees.

» Audio Response System- 24 hours free access, at no cost to members, now members can make inquiries about their checking, savings, certificate and loan balances and transfer funds with a touch of your fingertips. Many other services are also available for your convenience.

» Drive-up window and after hours depository.

» Money orders, travelers cheques, credit life, credit disability and GAPP insurance available.

REMEMBER YOUR CREDIT UNION IS
"MEMBER OWNED" AND "MEMBER CONTROLLED"

We stand ready to handle your financial needs!

OUR CREDIT UNION HISTORY
Serving Members since March 20, 1954

S. P. Railway Employees Federal Credit Union was chartered and opened for business in the home of Jack Collins in March 1954. The credit union was originally established to serve employees who worked for the Southern Pacific Railway. The purpose was to provide employees with loans at lower interest rates and to promote thrift.

In 1957 J. B. Estes was hired as manager and transacted business across his kitchen table until 1967 when J. L. and Viola Baum followed suit by allowing members into their home. Jim and Viola moved the credit union office to the Southern Pacific Railway Depot in 1979. Ruth Schumacher and Denise Norris Border were the first employees hired by the Baums. The Baums retired from the credit union in 1981 and the credit union assets had reached $1,700,000. The Baums' were thrilled when the Board of Directors hired their son, Vic Baum to replace them. During Vic's employment the credit union merged with Quay/Guadalupe Credit Union managed by Hortensia and Tony Ortega and Union County Credit Union managed by Gabriel Santisteven. These two mergers gave S. P. Railway Employees Federal Credit Union a community-charter allowing the credit union to serve all residents in Quay, Guadalupe and Union Counties. In addition, the credit union moved from the depot location to 224 E. Center. Vic resigned his position as manager after 17 years and left the credit union with assets over $9,500,000.

Jack Parsons served as an interim manager through 1998 until David Knapp was hired. The railroad moved from Tucumcari to Dalhart during Mr. Knapps' tenure and the name of the credit union was changed to Everyone's Federal Credit union to better identify the credit union's field of membership. Mr. Knapp worked for one year then Jeri Roever took over the reigns as manager. Jeri was instrumental in moving the credit union to its' current location, 505 E. Route 66 Blvd. Jeri and her family moved to Springer, NM in January 2001 which brings us to our current CEO, Andi Baum, who has been with the credit union since February 2001.

Under Andi's leadership and the Board of Directors direction the credit union has introduced the debit card, audio response, Internet Home Banking, Mobile Home Title Loans and Real Estate Lending. Since February 2001 the credit union's assets have grown from $7,640, 000 to over $10,000,000.

THROUGHOUT THESE PAST 50 YEARS-the credit union has undergone many changes. Originally, the credit union offered regular saving accounts and loans but today we offer several savings and loan products. Mr. Collins did all transactions by hand on paper but during J. L. and Viola Baum's tenure new technology was introduced- computers. Today, the credit union is fully automated offering audio response and Internet Home Banking.

THE CREDIT UNION HAS BEEN PRIVILEGED TO HAVE MANY VOLUNTEERS SERVE ON THE BOARD OF DIRECTORS, SUPERVISORY COMMITTEE, CREDIT COMMITTEE AND ON NUMEROUS OTHER COMMITTEES. EACH INDIVIDUAL (Staff, Volunteers and Members) INVOLVED IN THIS CREDIT UNION HAS LEFT SOMETHING OF VALUE BEHIND THAT VALIDATES OUR HISTORY AND ASSURES AN EXCITING AND PROPEROUS FUTURE FOR EVERYONE'S FEDERAL CREDIT UNION.