Checking & Savings
MasterCard Debit Card DEBIT/ATM Card
Free & Easy Share Draft Checking
SAVINGS & CHECKING
Certificates
IRA (Traditional, Roth & Coverdale)
Share Draft Checking Account
(No Monthly Service Fees)
Services Include:
- Share Draft checking accounts
- Term certificates
- IRA share accounts
- Regular share saving accounts
- MasterCard Debit Card (Debit/ATM Card)
KIRBY KANGAROO CLUB SAVINGS PROGRAM:
Opening Account:
- $5.00 Minimum Deposit to Open
a Kirby Kangaroo Club Share Account
- $ .25 Membership Fee
- 0 - 14 Years of Age to qualify for the
Kirby Kangaroo Club Share Account
(Fifteen
years old-the designation will be changed to a regular share account.
 Lost/Misplaced
Coupons - All participating members are responsible for maintaining
their records and coupons. The credit union will not replace them.
Coupons must be presented to purchase a product.
$5.00 Penalty Fee if the Kirby Kangaroo Club account
closed within 60 days.
Dividends:
Dividends will be declared monthly by the board of directors.
Dividends on the
.Kirby Kangaroo Club Share Account will be determined on the credit
union's tiered savings system.
Example:
| Deposit Balances |
Dividend Rate |
| $5 to $99 |
0.25% |
| $100 and above will be based on the 01 Share
Accounts Dividend Rates. |
Prize Coupons:
For every $5.OO deposited the child wil1 receive a coupon. A maximum
of 10 coupons will be disbursed on a deposit of $50 or more.
The child can save the coupons and redeem them on great gifts.
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